Does your debtor threaten to file complaints against you?
Does your debtor slander you about your workmanship or your product?
Does your debtor ignore your phone calls or letters?
Does your debtor make promises he doesn’t keep?
Does your debtor have other business names he might be going under?
Has your debtor told you he is going to or has filed bankruptcy?
Has your debtor moved without notifying you?
Are you unable to get in touch with the debtor in any way?
Has your debtor written or continues to write bad checks?
Does your debtor continually stop payments?
Is your debtor becoming increasingly harder to work with?
Is a lot of time being spent attempting to retrieve the debt?
Does your debtor debate the amount owed?
Does your debtor continually give excuses or try to talk their way out of paying for the debt?
Does your debtor continually make unfounded complaints about your product or service in order to get out of paying?